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MSME Registered · Govt. of India

Pratishtha Finance Services · प्रतिष्ठा फाइनेंस सर्विसेज · All India Service · पूर्वांचल में खास

Empowering Your
Financial Growth

Loans Made Simple. Business Growth Made Possible.

Business Loans | Personal Loans | Home Loans | MSME Loans

₹10,000 – ₹5 Crore

🚀 Apply for Loan Now ✅ Check Eligibility
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Happy Customers
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Loan Applications
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Partner Institutions
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Service Areas
How It Works

3 Simple Steps to Get Your Loan

1
📋 Fill the Form
Fill in basic details — name, mobile number, loan type and amount. It only takes 2 minutes.
2
📞 Expert Call
Our loan expert will call you within 2 hours and discuss the best loan options for you.
3
💰 Loan Disbursed
Once your documents are verified, the approved amount is transferred directly to your bank account.
Karan Gautam – Founder
👑
Karan Gautam
Founder

"Financial inclusion is not a privilege — it is a right. We bridge the gap between ambition and capital."

Sarita Kumari – Co-Founder
🌟
Sarita Kumari
Co-Founder

"True financial growth begins when women step forward with confidence. No dream should be held back by lack of resources."

Who We Are

Building Financial Confidence
One Customer at a Time.

Pratishtha Finance Services

Pratishtha Finance Services – Pratishtha Finance Services is an MSME-Registered Financial Services Company dedicated to helping individuals, professionals, and small business owners access financial solutions with a simple and transparent process. Founded by Karan Gautam (Founder) and Sarita Kumari (Co-Founder), our vision is to make financial services more accessible by connecting customers with a broad network of 116+ Banks & NBFCs. Whether you need a Business Loan, Personal Loan, Home Loan, Loan Against Property (LAP), or MSME Loan, our experienced team assists you throughout the application process—from eligibility assessment and documentation to lender coordination.

  • ✓ MSME Registered – Ministry of MSME, Govt. of India
  • ✓ 116+ Banks & NBFCs partnerships
  • ✓ Transparent – no hidden charges
  • ✓ Doorstep documentation service
  • ✓ Rate from 7.35% p.a. · ₹10K – ₹5 Crore
5+
Yrs Exp.
116+
Partners
500+
Loans
MSME
Certified
Our Products

Our Loan Services

🏢
Business Loan
₹50,000 – ₹5 Crore
EligibilityBusiness must be 2+ years old. ITR required.
Tenure12 – 84 months
Rate From10.5% p.a.
Documents Required
AadhaarPANBank StatementGST CertificateShop LicenseITR 2 Years
Apply Now →
👤
Personal Loan
₹25,000 – ₹40 Lakh
EligibilitySalaried or Self-employed, Age 21–60 Years
Tenure12 – 60 months
Rate From10.99% p.a.
Documents Required
AadhaarPANSalary SlipBank Statement 3MIncome Proof
Apply Now →
🏠
Home Loan
₹5 Lakh – ₹5 Crore
EligibilityAge: 18–70 years, Stable Income
TenureUp to 30 years
Rate From8.50% p.a.
Documents Required
AadhaarPANProperty DocsIncome ProofBank Statement 6M
Apply Now →
🏘️
Loan Against Property
₹10 Lakh – ₹5 Crore
EligibilityProperty owner, Age 21-65
LTVUp to 70% of property value
Rate From9.00% p.a.
Documents Required
AadhaarPANProperty PapersIncome ProofBank Statement
Apply Now →
🏭
MSME Loan
₹1 Lakh – ₹2 Crore
EligibilityUdyam registered MSMEs
Tenure12 – 60 months
Rate From7.35% p.a.
Documents Required
Udyam CertificateGSTBank StatementITRShop License
Apply Now →
🚗
Vehicle Loan
₹50,000 – ₹50 Lakh
EligibilityAge 21-65, Stable income
Tenure12 – 84 months
Rate From8.75% p.a.
Documents Required
AadhaarPANIncome ProofBank StatementDriving License
Apply Now →
🎓
Education Loan
₹50,000 – ₹75 Lakh
EligibilityStudent + Co-applicant (parent)
TenureUp to 15 years
Rate From8.50% p.a.
Documents Required
AadhaarPANAdmission LetterMark SheetsParent Income
Apply Now →
🪙
Gold Loan
₹10,000 – ₹1 Crore
EligibilityOwner of Gold Ornaments/Coins
LTVUp to 75% of gold value
Rate From9.00% p.a.
Documents Required
AadhaarPANGold Items
Apply Now →
⚡
Working Capital Loan
₹1 Lakh – ₹5 Crore
EligibilityBusiness with 1+ year operation
Tenure6 – 36 months
Rate From10.00% p.a.
Documents Required
GST ReturnsBank Statement 12MBalance SheetITR
Apply Now →
Eligibility Checker

Are You Eligible?

Apply Now

Get Your Loan
in 3 Steps

  • 1
    Fill the Form
    Submit basic details and upload documents
  • 2
    Expert Call
    Our team will call within 2 hours
  • 3
    Loan Disbursed
    Transferred to your account after document verification
📞 Helpline Numbers
+91 7233023547
+91 6306864182
✉️ pratishthafinance@gmail.com

Apply for a Loan

Free consultation – no charges · 100% Secure

💬 Or Apply via WhatsApp
EMI Calculator

Calculate Your EMI
Right Now

Set the loan amount, interest rate, and tenure to calculate your monthly EMI instantly.

💡 Our Loan Rates
MSME LoanFrom 7.35%
Home LoanFrom 8.50%
Vehicle LoanFrom 8.75%
Business LoanFrom 10.50%
Personal LoanFrom 10.99%
Monthly EMI
₹23,537
₹5,64,888
Total Payment
₹64,888
Total Interest
₹5,00,000
Principal
Apply for this Loan →
Track Application

Check Your Loan Status

Application Status
Processing
💬 WhatsApp for Update
Daily Savings Collection

💰 Daily/Weekly Savings Plan (RD)

Build a big fund with small savings. Our associate visits you daily for collection.

📅
Daily Collection Plan
Associate visits daily
Min. Daily Amount₹50 / day
Max. Daily Amount₹10,000 / day
Duration100 days / 200 days
ReturnMaturity + Bonus
Loan EligibilityAfter 30 days
CollectionDaily doorstep
💡 Example: ₹100/day × 100 days = ₹10,000 fund + loan eligibility upto ₹30,000
📆
Weekly Collection Plan
Once a week
Min. Weekly Amount₹500 / week
Max. Weekly Amount₹50,000 / week
Duration26 weeks / 52 weeks
ReturnMaturity + Interest
Loan EligibilityAfter 8 weeks
CollectionWeekly doorstep
💡 Example: ₹1,000/week × 52 weeks = ₹52,000 fund + loan upto ₹1.5 Lakh
🗓️
Monthly RD Plan
Recurring Deposit
Min. Monthly₹500 / month
Max. Monthly₹1,00,000 / month
Duration6 / 12 / 24 / 36 months
Interest RateUp to 8% p.a.
Loan EligibilityAfter 3 months
CollectionAuto-debit / Manual
💡 Example: ₹2,000/month × 12 months = ₹24,000 + interest ≈ ₹25,000
👥
Group Saving Plan
SHG / Women's Group
Group Size5 – 20 members
Per Member₹50 – ₹500 / day
Duration100 / 200 days
Group LoanAfter 30 days
Individual LoanBased on contribution
CollectionGroup leader / Associate
💡 Example: 10 members × ₹100/day × 100 days = ₹1,00,000 group fund
📊 Plan Comparison
Feature Daily Weekly Monthly RD Group
Min. Amount₹50/day₹500/week₹500/month₹50/day
CollectionDailyWeeklyMonthlyDaily
Loan Eligibility30 days8 weeks3 months30 days
Max Loan3x fund3x fund5x fundGroup total
Doorstep Service✅✅✅✅
Best ForDaily workersSmall bizSalariedSHG/Mahila
Our Partners

116+ Trusted Banking Partners

HDFC Bank
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ICICI Bank
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Axis Bank
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Kotak Mahindra
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IndusInd Bank
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Yes Bank
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Federal Bank
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IDFC First Bank
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South Indian Bank
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City Union Bank
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DCB Bank
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Karur Vysya
Private Bank
SBI
PSU Bank
Bank of Baroda
PSU Bank
PNB
PSU Bank
Canara Bank
PSU Bank
Union Bank
PSU Bank
Bank of India
PSU Bank
Indian Bank
PSU Bank
Central Bank
PSU Bank
Indian Overseas
PSU Bank
UCO Bank
PSU Bank
Bank of Maharashtra
PSU Bank
Punjab & Sind
PSU Bank
AU Small Finance
Small Finance
Equitas SFB
Small Finance
Ujjivan SFB
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Jana SFB
Small Finance
Suryoday SFB
Small Finance
Fincare SFB
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ESAF SFB
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Utkarsh SFB
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Bajaj Finserv
NBFC
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HDB Financial
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Manappuram
NBFC
Mahindra Finance
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Shriram Finance
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NBFC
Cholamandalam
NBFC
Fullerton India
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IIFL Finance
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Hero FinCorp
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Aditya Birla Fin
NBFC
Piramal Finance
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Indiabulls Fin
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Muthoot Capital
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Navi Finance
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Incred Finance
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Kinara Capital
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Five Star Fin
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Capri Global
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Aye Finance
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Finova Capital
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NeoGrowth
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Magma Fincorp
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Edelweiss Fin
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JM Financial
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LIC Housing
HFC
PNB Housing
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GIC Housing
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Can Fin Homes
HFC
Repco Home Fin
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Aavas Financiers
HFC
Aptus Housing
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HomeFirst Fin
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Avanse Financial
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Spandana Sphoorty
MFI
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Fusion MFI
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Credit Access
MFI
Asirvad MFI
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Annapurna Fin
MFI
Grameen Koota
MFI
Satya MicroCap
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Belstar MFI
MFI
Cashpor Micro
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Svasti MFI
MFI
Madura MFI
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Sambandh Fin
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Lendingkart
Fintech
FlexiLoans
Fintech
Indifi Tech
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KreditBee
Fintech
MoneyTap
Fintech
EarlySalary
Fintech
CASHe
Fintech
MPokket
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LazyPay
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ZipLoan
Fintech
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Auxilo Finserve
Fintech
360 One Finance
NBFC
Centrum Finance
NBFC
Kogta Financial
NBFC
Capital First
NBFC
Poonawalla Fin
NBFC
Aadhar Housing
HFC
SMFG India
NBFC
Godrej Housing
HFC
Paisabazaar
Fintech
BankBazaar
Fintech
Piramal Housing
HFC
DCB Housing
HFC
Aditya Birla HF
HFC
Pahal Financial
MFI
Jagaran Microfin
MFI
Dvara Kshetriya
MFI
Join Us

Become a Partner

Ghar baithe income kamao. Loan refer karo, commission pao. Zero investment required!

🤝
Associate Registration
Loan associate partner bano. Har loan disbursal par attractive commission earn karo.
Register as Associate ↓
👔
Collection Executive
Field collection executive ke roop mein join karo. Fixed salary + incentives.
Apply Now ↓
🏪
Branch Partner
Open a Pratishtha Finance branch in your area. Full support provided.
Enquire Now ↓
💸
Referral Partner
Sirf refer karo aur commission pao. Koi paperwork nahi, koi target nahi.
Start Referring ↓

🤝 Partner Application Form

Fill in your details below and upload documents — our team will contact you within 24 hours.

💬 Or Apply via WhatsApp

Note: Attach photo/documents separately when sending on WhatsApp — the chat will open as soon as you submit the form.

Customer Reviews

What Our Customers Say

★★★★★

"Business loan ke liye apply kiya tha – sirf 3 din mein approval ho gaya. Karan bhai ne poora process samjhaya. Best service!"

R
Ramesh Yadav
📍 Maharajganj, UP
★★★★★

"MSME loan mila bahut asaani se. Udyam certificate se process smooth thi. Pratishtha Finance ka shukriya!"

S
Sunita Devi
📍 Partawal, UP
★★★★★

"Emergency mein same day approval. Sarita ji ne documents ka poora process guide kiya. Bahut professional team hai!"

M
Mohammad Arif
📍 Gorakhpur, UP
★★★★★

"Home loan 8.5% rate par mila – best rate thi market mein. Documentation bilkul easy thi. Highly recommended!"

P
Priya Gupta
📍 Lucknow, UP
★★★★★

"Vehicle loan ke liye aaya tha – 2 din mein disbursal ho gaya. Rate bhi competitive thi. Zero hidden charges!"

A
Ashok Kumar
📍 Varanasi, UP
★★★★★

"Loan associate ke roop mein kaam kar raha hoon – commission bahut accha hai. Team ka support outstanding hai. Best decision!"

V
Vijay Tiwari
📍 Kanpur, UP
FAQ

Frequently Asked Questions

Knowledge Center

Financial Knowledge Hub

Business
How to Get a Business Loan?
A complete guide from documents to approval – which banks offer the best rates and what eligibility you need.
MSME
MSME Loan – Complete Guide
Why Udyam registration matters, the benefits of an MSME loan, and a complete list of government schemes.
Credit Score
How to Improve Your CIBIL Score?
10 proven tips to reach a 750+ credit score. Learn how to still get a loan even with a poor CIBIL score.
EMI Tips
EMI Management Tips
Smart tips to manage your EMI after taking a loan. Understand easily when to prepay and when not to.
Home Loan
Home Loan Guide 2026
Plot loan vs home loan, tax benefits, subsidy schemes, and the formula for picking the best bank.
Gold Loan
Gold Loan vs Personal Loan
Which loan is better in an emergency? Rate comparison, pros & cons – all in one place.
Trust & Compliance

Why Trust Us?

🏛️
MSME Registered
Ministry of MSME, Govt. of India ke saath registered firm.
🪪
PAN Verified
Legally verified business entity with valid PAN.
🔒
100% Secure
Your data stays fully encrypted and secure.
🏦
116+ Partners
Leading banks aur NBFCs ke authorized partner.
✅
No Hidden Charges
Transparent process – koi chhupa hua charge nahi.
⚡
Fast Processing
24-48 ghante mein loan decision guarantee.
Contact Us

Talk to Us
Today

📞
Helpline
+91 7233023547
+91 6306864182
📧
Email
pratishthafinance@gmail.com
info@gigatech.net.in
📍
Head Office
Dhanna Nayak, Partawal,
Maharajganj, UP – 273301
🏛️
Registration
Ministry of MSME, Govt. of India
🕐
Working Hours
Mon – Sat: 9:00 AM – 7:00 PM

🏢 Company Details

Reg. NamePRATISHTHA FINANCE SERVICES
RegistrationMSME, Govt. of India
Tech PartnerGigaTECH Development Pvt. Ltd.
Loan Range₹10,000 – ₹5 Crore
Rate From7.35% per annum

🚀 Associate Banen – Ghar Se Kamao

Loan refer karo aur commission pao. Zero investment!

Join as Associate →
📞